> For the complete documentation index, see [llms.txt](https://yupana-finance.gitbook.io/yupana-document-portal/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://yupana-finance.gitbook.io/yupana-document-portal/developer-space/interestrate-contract/on-chain-views/getutilizationrate.md).

# getUtilizationRate

calculates $$UtilizationRate$$ against `params`

$$
UtilizationRate = \dfrac{borrows}{cash+borrows-reserves}
$$