Participants

The Yupana.Finance community is composed of three primary user roles: lenders, borrowers and liquidators

Lenders supply their assets to lending pools and receive an equivalent amount of yTokens. Lenders earn interests for providing their assets. Anyone can become a lender.

Borrowers can directly take a excess security loan through the Yupana protocol as P2P lending. To get a loan, the borrower needs to supply assets as a collateral more valuable than the loan amount.

Liquidators close debt positions when collateral value not properly covering their loan/debt value. In a liquidation, up to 50% of a borrower's debt is repaid and that value + liquidation fee is taken from the collateral available, so after a liquidation that amount liquidated from debt is repaid.