# Participants

The Yupana.Finance community is composed of three primary user roles: lenders, borrowers and liquidators

**Lenders** supply their assets to lending pools and receive an equivalent amount of yTokens. Lenders earn interests for providing their assets. Anyone can become a lender.

**Borrowers** can directly take a excess security loan through the Yupana protocol as P2P lending. To get a loan, the borrower needs to supply assets as a collateral more valuable than the loan amount.

**Liquidators** close debt positions when collateral value not properly covering their loan/debt value. In a liquidation, up to 50% of a borrower's debt is repaid and that value + liquidation fee is taken from the collateral available, so after a liquidation that amount liquidated from debt is repaid.


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://yupana-finance.gitbook.io/yupana-document-portal/introduction/participants.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.